Lender/Loan Policy

The Loan Policy from FCT protects lenders against actual loss as a result of unknown defects in title, fraud and adverse matters that would have been revealed by an up-to-date survey, Real Property Report or Building Location Certificate. The Policy insures the priority, validity and enforceability of your mortgage on the title and protects assignees, including your mortgage insurer. Also, it provides protection against issues that may arise during the registration "gap" - enabling lenders and mortgage professionals to close faster, more securely and at less cost.

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Lender/Loan Policy